[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.bezhlavi.cz\/jak-na-financni-potize\/#Article","mainEntityOfPage":"https:\/\/www.bezhlavi.cz\/jak-na-financni-potize\/","headline":"Jak na finan\u010dn\u00ed pot\u00ed\u017ee?","name":"Jak na finan\u010dn\u00ed pot\u00ed\u017ee?","description":"Kdy\u017e \u010dlov\u011bk pot\u0159ebuje pen\u00edze, ale nem\u00e1 je, mus\u00ed pochopiteln\u011b naj\u00edt zp\u016fsob, jak se k nim dostat. Co\u017e ale pochopiteln\u011b nemus\u00ed b\u00fdt v\u016fbec nic snadn\u00e9ho. Proto\u017ee ne v\u017edy je tu mo\u017enost si je dost rychle a v dostate\u010dn\u00e9m mno\u017estv\u00ed vyd\u011blat, ne v\u017edy lze vyu\u017e\u00edt vlastn\u00ed finan\u010dn\u00ed rezervy, a proto\u017ee jsou pen\u00edze v lidsk\u00e9m \u017eivot\u011b velice d\u016fle\u017eit\u00e9, […]","datePublished":"2020-09-20","dateModified":"2023-05-06","author":{"@type":"Person","@id":"https:\/\/www.bezhlavi.cz\/author\/#Person","name":"","url":"https:\/\/www.bezhlavi.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/89f417dfbb336d235b856435ef935ffa51c2f646edc1f5c4e6fccf32a9c88173?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/89f417dfbb336d235b856435ef935ffa51c2f646edc1f5c4e6fccf32a9c88173?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"bezhlavi.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.bezhlavi.cz\/wp-content\/uploads\/mince%20v%20klobouku.jpg","url":"https:\/\/www.bezhlavi.cz\/wp-content\/uploads\/mince%20v%20klobouku.jpg","height":0,"width":0},"url":"https:\/\/www.bezhlavi.cz\/jak-na-financni-potize\/","about":["Finance"],"wordCount":425,"articleBody":"       Kdy\u017e \u010dlov\u011bk pot\u0159ebuje pen\u00edze, ale nem\u00e1 je, mus\u00ed pochopiteln\u011b naj\u00edt zp\u016fsob, jak se k nim dostat. Co\u017e ale pochopiteln\u011b nemus\u00ed b\u00fdt v\u016fbec nic snadn\u00e9ho. Proto\u017ee ne v\u017edy je tu mo\u017enost si je dost rychle a v dostate\u010dn\u00e9m mno\u017estv\u00ed vyd\u011blat, ne v\u017edy lze vyu\u017e\u00edt vlastn\u00ed finan\u010dn\u00ed rezervy, a proto\u017ee jsou pen\u00edze v lidsk\u00e9m \u017eivot\u011b velice d\u016fle\u017eit\u00e9, ned\u00e1 se spol\u00e9hat na to, \u017ee by je n\u011bkomu n\u011bkdo dal. A ani s p\u016fj\u010den\u00edm to nejednou nen\u00ed zrovna snadn\u00e9.Pokud p\u0159ijde na po\u0159ad dne t\u00e9ma p\u016fj\u010dky, mohlo by se zd\u00e1t, \u017ee je to snadn\u00e9 \u0159e\u0161en\u00ed. \u010clov\u011bk zajde do n\u011bjak\u00e9 finan\u010dn\u00ed instituce, tam dostane pen\u00edze, je\u017e pot\u0159ebuje, a je to. Jen\u017ee ono tomu tak bohu\u017eel nejednou nen\u00ed. P\u016fj\u010dky se u n\u00e1s toti\u017e rozhodn\u011b jako na b\u011b\u017e\u00edc\u00edm p\u00e1su neposkytuj\u00ed. A to z toho prozaick\u00e9ho d\u016fvodu, \u017ee jejich poskytovatel\u00e9 pot\u0159ebuj\u00ed n\u011bjakou dostate\u010dnou z\u00e1ruku, \u017ee se jim jejich jm\u011bn\u00ed n\u00e1sledn\u011b tak\u00e9 v po\u0159\u00e1dku vr\u00e1t\u00ed. A kdy\u017e se na n\u011b obr\u00e1t\u00ed \u017eadatel, kter\u00fd v\u011bz\u00ed v probl\u00e9mech t\u0159eba a\u017e po u\u0161i, panuj\u00ed dost mo\u017en\u00e1 i naprosto opr\u00e1vn\u011bn\u00e9 pochyby o jeho schopnosti v\u0161e \u0159\u00e1dn\u011b splatit. A v tu chv\u00edli nen\u00ed ni\u010d\u00edm v\u00fdjime\u010dn\u00fdm, \u017ee je \u017e\u00e1dost podobn\u00e9ho z\u00e1jemce zam\u00edtnuta. Risk toti\u017e neb\u00fdv\u00e1 zisk.A pokud pot\u0159ebuje p\u016fj\u010dit n\u011bkdo, kdo nen\u00ed takzvan\u011b bonitn\u00ed? Tedy n\u011bkdo, kdo t\u0159eba m\u00e1lo vyd\u011bl\u00e1v\u00e1, m\u00e1 z\u00e1znam v registrech dlu\u017en\u00edk\u016f, hroz\u00ed mu dost mo\u017en\u00e1 i exekuce a podobn\u011b? Pak tomuto nejednou nezb\u00fdv\u00e1 jin\u00e1 alternativa ne\u017e americk\u00e1 hypot\u00e9ka. U t\u00e9 se toti\u017e dlu\u017en\u00edk zaru\u010duje za \u0159\u00e1dn\u00e9 splacen\u00ed toho, co je mu poskytnuto, d\u00e1n\u00edm vhodn\u00e9 nemovitosti do z\u00e1stavy. A tato z\u00e1ruka d\u00e1v\u00e1 mo\u017enost pomoci i tomu, kdo vyvol\u00e1v\u00e1 pochybnosti. Proto\u017ee kdyby doty\u010dn\u00fd nevr\u00e1til to, co m\u00e1, lze tu uspokojit n\u00e1roky pr\u00e1v\u011b touto nemovitost\u00ed.A proto si takovou nebankovn\u00ed hypot\u00e9ku berou ti, kdo nejsou po ekonomick\u00e9 str\u00e1nce ide\u00e1ln\u00ed. Proto\u017ee u n\u00ed usp\u011bj\u00ed. A dostanou t\u0159eba i sedmdes\u00e1t procent odhadn\u00ed ceny on\u00e9 nemovitosti s mo\u017enost\u00ed a\u017e t\u0159icetilet\u00e9ho spl\u00e1cen\u00ed.                                                                                                                                                                                                                                                                                                                                                                                          4.2\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak na finan\u010dn\u00ed pot\u00ed\u017ee?","item":"https:\/\/www.bezhlavi.cz\/jak-na-financni-potize\/#breadcrumbitem"}]}]