[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.bezhlavi.cz\/u-koho-si-pujcit-penize\/#Article","mainEntityOfPage":"https:\/\/www.bezhlavi.cz\/u-koho-si-pujcit-penize\/","headline":"U koho si p\u016fj\u010dit pen\u00edze?","name":"U koho si p\u016fj\u010dit pen\u00edze?","description":"Na sv\u011bt\u011b jsou, v\u017edycky byli a z\u0159ejm\u011b i v\u017edycky budou jak lid\u00e9 bohat\u00ed, tak i chud\u00ed. V\u017edycky bude m\u00edt n\u011bkdo majetku v\u00edc a n\u011bkdo m\u00ed\u0148 ne\u017e ti ostatn\u00ed. A zat\u00edmco ti z\u00e1mo\u017en\u00ed nebudou m\u00edt se svoj\u00ed finan\u010dn\u00ed situac\u00ed \u017e\u00e1dn\u00e9 probl\u00e9my, u t\u011bch m\u00e9n\u011b solventn\u00edch nebo i vysloven\u011b chud\u00fdch to bude jin\u00e9. A proto\u017ee chceme my […]","datePublished":"2024-07-27","dateModified":"2024-07-27","author":{"@type":"Person","@id":"https:\/\/www.bezhlavi.cz\/author\/#Person","name":"","url":"https:\/\/www.bezhlavi.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/89f417dfbb336d235b856435ef935ffa51c2f646edc1f5c4e6fccf32a9c88173?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/89f417dfbb336d235b856435ef935ffa51c2f646edc1f5c4e6fccf32a9c88173?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"bezhlavi.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.bezhlavi.cz\/wp-content\/uploads\/pppppppppppppppppp_10_4.jpg","url":"https:\/\/www.bezhlavi.cz\/wp-content\/uploads\/pppppppppppppppppp_10_4.jpg","height":0,"width":0},"url":"https:\/\/www.bezhlavi.cz\/u-koho-si-pujcit-penize\/","about":["Domov"],"wordCount":413,"articleBody":"   Na sv\u011bt\u011b jsou, v\u017edycky byli a z\u0159ejm\u011b i v\u017edycky budou jak lid\u00e9 bohat\u00ed, tak i chud\u00ed. V\u017edycky bude m\u00edt n\u011bkdo majetku v\u00edc a n\u011bkdo m\u00ed\u0148 ne\u017e ti ostatn\u00ed. A zat\u00edmco ti z\u00e1mo\u017en\u00ed nebudou m\u00edt se svoj\u00ed finan\u010dn\u00ed situac\u00ed \u017e\u00e1dn\u00e9 probl\u00e9my, u t\u011bch m\u00e9n\u011b solventn\u00edch nebo i vysloven\u011b chud\u00fdch to bude jin\u00e9. A proto\u017ee chceme my v\u0161ichni spokojen\u011b \u017e\u00edt, mus\u00ed a budou muset lid\u00e9 s nedostatkem finan\u010dn\u00edch prost\u0159edk\u016f \u010dasto sh\u00e1n\u011bt p\u016fj\u010dky.Bylo by kr\u00e1sn\u00e9, kdybychom si mohli ve slo\u017eit\u00e9 finan\u010dn\u00ed situaci automaticky zaj\u00edt dejme tomu do banky a tam by n\u00e1m rovnou dali pen\u00edze, kter\u00e9 pot\u0159ebujeme. Dostali bychom k dispozici dal\u0161\u00ed pen\u00edze, a ty bychom pak splatili. Jen\u017ee je dob\u0159e zn\u00e1mo, \u017ee jsme my lid\u00e9 r\u016fzn\u00ed. A proto\u017ee se leckdo z dlu\u017en\u00edk\u016f nem\u011bl a nem\u00e1 ke spl\u00e1cen\u00ed, nezb\u00fdv\u00e1 nic jin\u00e9ho, ne\u017e \u017ee se po\u017eaduj\u00ed po z\u00e1jemc\u00edch o p\u016fj\u010dky odpov\u00eddaj\u00edc\u00ed z\u00e1ruky, kter\u00e9 by m\u011bly zaru\u010dit, \u017ee kdo si p\u016fj\u010d\u00ed pen\u00edze, ten je bude i vracet. A to poskytov\u00e1n\u00ed p\u016fj\u010dek v mnoha p\u0159\u00edpadech prodlu\u017euje a komplikuje. Poskytovatel\u00e9 p\u016fj\u010dek se \u0159\u00edd\u00ed sv\u00fdmi pravidly, a ne\u017e se ujist\u00ed, \u017ee jim \u017eadatel vyhovuje, p\u016fj\u010dka se neposkytne. A kdo po\u017eadavky nespln\u00ed, ten nakonec nic nedostane.Lid\u00e9 ve finan\u010dn\u00edch pot\u00ed\u017e\u00edch tak nemus\u00ed hledat jenom tu nejv\u00fdhodn\u011bj\u0161\u00ed z p\u016fj\u010dek. Mus\u00ed z\u00e1rove\u0148 hledat i takovou nab\u00eddku, kter\u00e1 je pro n\u011b dosa\u017eiteln\u00e1. A tou je hodn\u011b \u010dasto p\u0159edev\u0161\u00edm a mo\u017en\u00e1 i jedin\u011b nebankovn\u00ed americk\u00e1 hypot\u00e9ka fahd.cz. A jestli nev\u00edte pro\u010d, klidn\u011b v\u00e1m to \u0159eknu. To nen\u00ed \u017e\u00e1dn\u00e9 tajemstv\u00ed.U p\u016fj\u010dek se prost\u011b mus\u00ed ru\u010dit za spl\u00e1cen\u00ed. A u nebankovn\u00ed hypot\u00e9ky sta\u010d\u00ed nab\u00eddnout jako z\u00e1ruku \u017eadatelovu nemovitost. Nehled\u00ed se tu tolik ani na v\u00fd\u0161i p\u0159\u00edjm\u016f, ani na registry dlu\u017en\u00edk\u016f, a d\u00edky tomu tu dostanou pen\u00edze i ti, kdo by je jinde pro svou nedokonalost nedostali. Tak\u017ee neusp\u011bje-li \u010dlov\u011bk n\u011bkde jinde, m\u00ed\u0159\u00ed k nebankovn\u00ed spole\u010dnosti. Kter\u00e1 ho v p\u0159\u00edpad\u011b, \u017ee je doty\u010dn\u00fd vlastn\u00edkem n\u011bjak\u00e9 t\u00e9 nemovitosti, nezklame.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"U koho si p\u016fj\u010dit pen\u00edze?","item":"https:\/\/www.bezhlavi.cz\/u-koho-si-pujcit-penize\/#breadcrumbitem"}]}]